When your home or business is damaged, the insurance company sends its own adjuster to inspect the loss. That adjuster is trained, experienced, and working entirely for the insurance company — not for you. Paul Definis is a licensed public adjuster serving Cheltenham 19012, Elkins Park 19027, Jenkintown 19046, Huntingdon Valley 19006, Rydal, Meadowbrook and all of Montgomery County Pennsylvania, right along the Northeast Philadelphia line. When you start a claim with Paul, he reviews your policy, documents the full extent of the property damage, and negotiates directly with the insurance company so your claim is settled fairly from the very first inspection. There is no upfront cost. Paul is paid a small contingent fee from the settlement itself, only after your claim is resolved.
"Used their services 3xs. Extremely happy and satisfied."
— Ron Nicgorski"Great settlement. Professional!"
— Luis Ortiz
Starting a property damage claim the right way protects your settlement from the very beginning. Before you call the insurance company, it helps to have a public adjuster document the loss so nothing is missed. Paul Definis inspects the property, records the full extent of the damage with photographs and written estimates, reviews your policy to determine exactly what coverage applies, and then files and negotiates the claim on your behalf. The first inspection sets the tone for the entire claim — a loss that is under-documented at the start is far harder to correct later. If you have property damage in Cheltenham, Elkins Park, or anywhere in Montgomery County, call Paul Definis at 610-721-4199 before you file, and let him start the claim the right way.
Paul handles every kind of property loss for homeowners and business owners in the Montgomery County corridor — fire and smoke, water and flood, storm and wind, hail, roof damage, fallen trees, frozen and burst pipes, theft, and vandalism. Each type of loss requires different documentation and different evidence to support the claim, and each is routinely underpaid when the property owner files alone. Whatever the cause of your loss in Jenkintown, Huntingdon Valley, or anywhere in Montgomery County, Paul knows how insurance companies evaluate it, what documentation is required to challenge a low estimate, and how to present a complete claim that recovers the full value of the damage. Call Paul Definis at 610-721-4199 to start your claim.
Commercial property losses are especially complex. A business loss can involve building damage, damaged equipment and inventory, and business interruption while the property is repaired — every part of which has to be documented and valued correctly or the settlement falls short. Paul Definis documents the full commercial loss, including business interruption and extra-expense claims where they are covered, so the settlement reflects the true cost to your business. If your business in Cheltenham, Elkins Park, or anywhere in Montgomery County has suffered a property loss, call Paul Definis at 610-721-4199 before the insurance company closes the initial inspection.
The insurance company's adjuster works to settle the claim according to the company's interests. A public adjuster works only for the policyholder. Most people file a property damage claim only a few times in their lives, while the insurance company's adjuster handles hundreds every year — and that experience gap is exactly what a public adjuster closes. Paul reviews the policy, determines the scope and cost of the loss, and negotiates the settlement with his responsibility owed entirely to you. Under Pennsylvania regulations, a public adjuster is retained by the insured and is not an employee of the insurance company. Before you start a claim on your own in Rydal, Meadowbrook, Huntingdon Valley, or anywhere in Montgomery County, call Paul Definis at 610-721-4199.
When property damage hits a home or business in the Montgomery County corridor, two things have to happen — the insurance claim has to be documented and won, and the property has to be restored to the condition it was in before the loss. Paul Definis is not a restoration contractor. He works in the correct order: first he documents the full loss and gets your claim approved so the insurance company pays for the work, then he coordinates and deploys the restoration needed to bring your property back to pre-loss condition. A restoration company works to complete the repair. Paul works to make sure the insurance company pays for all of it. If your home or business in Cheltenham, Elkins Park, Jenkintown, or anywhere in Montgomery County suffered property damage and needs restoration, call Paul Definis at 610-721-4199 before you sign with a restoration contractor.
Starting your claim is simple. Call Paul Definis at 610-721-4199 any time, day or night, or fill out the form above and Paul will contact you to schedule an inspection. Tell him what happened, where the property is, and the best way to reach you — there is no cost to talk, and no obligation. Paul will review your situation, explain how the claim process works, and tell you honestly whether hiring a public adjuster makes sense for your loss. The sooner you start, the sooner the damage is documented and the stronger your claim will be.
Paul Definis works out of Northeast Philadelphia, right across the line from the Montgomery County corridor, and has assisted homeowners and business owners with property insurance claims across Cheltenham, Elkins Park, Jenkintown, Huntingdon Valley, Rydal, Meadowbrook, and the surrounding Montgomery County communities for over 30 years. Whether it's a home just over the city line in Cheltenham or a business up the road in Huntingdon Valley, the goal is the same: document the damage, protect your rights, and negotiate the settlement you're owed. Start your claim today — call Paul Definis at 610-721-4199.
Paul Definis Philadelphia Claims Public Adjuster
8305 Torresdale Ave, Philadelphia PA 19136
Call 24 Hours: 610-721-4199
Email: PaulDefinis@aol.com
Property Damage Claims — Cheltenham 19012
Property Damage Claims — Elkins Park 19027
Property Damage Claims — Jenkintown 19046
Property Damage Claims — Huntingdon Valley 19006
Property Damage Claims — Rydal & Meadowbrook
Montgomery County — Northeast Philadelphia — Bucks County — Bensalem 19020
A fire loss is more than the flames. Smoke, soot, firefighting water, and hidden structural damage all have to be documented — or the settlement falls short. Before you accept the insurance company's estimate, call Paul Definis. Call 610-721-4199.
When a tree comes down on your home, the damage often runs deeper than the roof — structure, interior, and water damage can follow. Paul documents the full loss so your claim isn't underpaid. Call 610-721-4199.
Flood losses are complex, and coverage is often disputed or misunderstood. Paul reviews your policy, documents the full extent of the damage, and works to get every covered dollar of your claim. Call 610-721-4199.
Paul has assisted homeowners and businesses with property claims for over 30 years. He reviews your policy, documents the full extent of the damage, and works to get every covered dollar of your claim. Call 610-721-4199.